44% of U.S. adults are concerned about being able to afford medical costs for normal healthcare. ‡ You don’t have to be one of them. Medicare Supplement insurance can be a valuable solution for your healthcare needs.
Your Medicare plan only pays a share of your medical expenses; the rest comes straight out of your pocket, and there’s no limit. Medicare Supplement can be an excellent way to reduce your out-of-pocket expenses and provide added protection.
Medicare Supplement insurance policies give you the freedom to choose your healthcare provider. You can receive services from any provider whom accepts Medicare. Your policy is also guaranteed renewable; as long as you continue to pay the premium, it cannot be terminated.
|PLAN BENEFITS||PLANS AVAILABLE TO ALL APPLICANTS||ONLY AVAILABLE TO APPLICANTS FIRST ELIGIBLE FOR MEDICARE BEFORE 2020†|
|Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used up)||✓||✓||✓||✓||✓||✓||✓|
|Part B coinsurance or copayment||✓||✓||✓||✓||✓**||✓||✓|
|Blood (first 3 pints)||✓||✓||✓||✓||✓||✓||✓|
|Part A hospice care coinsurance or copayment||✓||✓||✓||✓||✓||✓||✓|
|Skilled nursing facility care coinsurance||✓||✓||✓||✓||✓|
|Part A deductible||✓||✓||✓||✓||✓||✓|
|Part B deductible||✓||✓|
|Part B excess charge||✓||✓|
|Foreign travel exchange (up to plan limits)||80%||80%||80%||80%||80%|
|Part A coinsurance and hospital costs (up to an addiotional 365 days after Medicare benefits are used up)||✓|
|Part B coinsurance or copayment||✓|
|Blood (first 3 pints)||✓|
|Part A hospice care coinsurance or copayment||✓|
|Skilled nursing facility care coinsurance|
|Part A deductible|
|Part B deductible|
|Part B excess charge|
|Foreign travel exchange (up to plan limits)|